28 April 2011
Life Cycle Health Insurance
There certainly is reason to believe that despite the large upfront adjustment costs of replacing Medicare and complementing Medicaid with life cycle private health insurance (cf. http://www.henrykkowalczyk.com/healthcare.htm) would help resolve our health care system’s financial problems and improve the resulting general wellbeing. I’m not sure that telling the health insurance industry “plainly and boldly” to adopt that product model at the risk of suffering the imposition of a government-run single-payer system is possible in the face of a determined “socialist”-baiting Congress.
Nevertheless, other additions to Mr. Kowalczyk’s innovative solution might include the following:
1) The legal means for migrating seniors from Medicare to lifespan health risk insurance will require substantial government subsidies to make up for missed cash value accruals. The long-term vision necessary for proposing that program is a challenge for elected government officials.
2) Perhaps the cost of compassionate care for those who require it despite opting out of private health care insurance can be minimized by imposing sanctions on them,
such as relinquishing all other rights they enjoy beyond the rights of illegal aliens.
3) Lifestyle improvement instruction and services, preventive medicine and other ways to avoid expensive end-of-life treatment will naturally lead to reduced costs for health insurers and justify discriminatory pricing favoring provident subscribers.
There certainly is reason to believe that despite the large upfront adjustment costs of replacing Medicare and complementing Medicaid with life cycle private health insurance (cf. http://www.henrykkowalczyk.com/healthcare.htm) would help resolve our health care system’s financial problems and improve the resulting general wellbeing. I’m not sure that telling the health insurance industry “plainly and boldly” to adopt that product model at the risk of suffering the imposition of a government-run single-payer system is possible in the face of a determined “socialist”-baiting Congress.
Nevertheless, other additions to Mr. Kowalczyk’s innovative solution might include the following:
1) The legal means for migrating seniors from Medicare to lifespan health risk insurance will require substantial government subsidies to make up for missed cash value accruals. The long-term vision necessary for proposing that program is a challenge for elected government officials.
2) Perhaps the cost of compassionate care for those who require it despite opting out of private health care insurance can be minimized by imposing sanctions on them,
such as relinquishing all other rights they enjoy beyond the rights of illegal aliens.
3) Lifestyle improvement instruction and services, preventive medicine and other ways to avoid expensive end-of-life treatment will naturally lead to reduced costs for health insurers and justify discriminatory pricing favoring provident subscribers.
Comments:
Post a Comment
